Buying Guide

If you have never bought a new home before, or if it is some time since you did so, the information below might help guide you through the process

 

Working out what you can afford

Before you start house-hunting, it’s a good idea to work out what you can afford to spend on buying a house or a flat and your monthly mortgage payments.

The Money Advice Service provides tips to think about and a mortgage affordability calculator. Read more…

 

 

Getting a mortgage

Mortgages can be confusing ranging from repayment and interest only through to shared equity and buy-to-let.

Which mortgage advisors provide information on each type of loan and access to independent mortgage advisers. Read more…

 

 

Conveyancing: the legal aspects

Conveyancing involves legally transferring home ownership from the seller to the buyer. It starts when your offer on a house is accepted and finishes when you receive the keys. Understanding what it involves will help ensure there are fewer surprises along the way.

The Home Owners Alliance provide a set by set guide on what you can expect. Read more…

 

 

Preparing for moving day

Moving home can be really exciting but also incredibly stressful. Use this checklist from the Home Owners Alliance to make sure you don’t miss a thing. Read more…